Payment Policy

Last updated: October 5, 2026

This Payment Policy explains the payment methods and payment terms applicable to purchases made on Cowpoky.com.

Accepted Payment Methods

Cowpoky accepts payment methods available at checkout, which may include:

• PayPal
• Shopify Payments
• Visa
• Mastercard
• Shop Pay
• Other payment methods displayed at checkout

The payment methods available to you may vary depending on your location, device, order details, and the payment options currently enabled on Cowpoky.com.

Order Total

Your complete order total, including product prices, shipping charges, discounts, and applicable taxes, will be displayed at checkout before you confirm and submit your payment.

Please review your order total and payment information carefully before completing your purchase.

Payment Security

Payments made through Cowpoky.com are processed through Shopify and approved third-party payment providers.

Cowpoky does not directly store your full credit or debit card number on its own systems.

Payment information is processed in accordance with the security standards and privacy practices of Shopify and the applicable payment provider.

Payment Authorization

By placing an order on Cowpoky.com, you confirm that you are authorized to use the selected payment method and that the billing and payment information you provide is accurate, current, and complete.

Orders may be subject to payment authorization and verification before fulfillment begins.

If a payment cannot be authorized or verified, your order may be delayed, declined, or cancelled.

Currency And Provider Fees

Product prices, shipping charges, applicable taxes, and the final amount due are displayed at checkout before payment is completed.

If your bank, card issuer, PayPal, or another payment provider charges currency conversion fees, international transaction fees, foreign transaction fees, or other account-related charges, those fees are imposed by your payment provider and are not controlled by Cowpoky.

Payment Issues

If your payment is declined or cannot be completed, please verify that your payment details, billing address, available balance, and other required information are correct.

You may also need to contact your bank, card issuer, PayPal, or other payment provider for additional information regarding a declined transaction.

If you continue to experience payment issues or need assistance with an order, please contact Cowpoky at support@cowpoky.com.

Refunds

Approved refunds are generally issued to the original payment method used for the purchase unless otherwise required by applicable law.

After a refund has been issued by Cowpoky, additional processing time may be required before the funds appear in your account. Processing times are determined by your bank or payment provider and are outside our direct control.

For more information regarding refunds, returns, and cancellations, please review our Refund Policy.

Contact Us

If you have questions regarding payment for an order, please contact us:

Cowpoky
Website: Cowpoky.com
Email: support@cowpoky.com